went to a buy here pay here place

[uh-oh]

the one that gives ANYBODY a car for 100 dollars down

DENIED

dirt person status is OFFICIAL

[uh-oh]

yo rich priveleged ncg's to thread

how do you get credit?

point me in the right direction i don't understand this w**** people world man

had me sit and write down 10 references. nigga i don't even know 10 people. OH WE NEED 10 THO. aight you greasy FUCK. JOE DIRT. DIRTVILLE USA. PHONE NUMBER-555 6969

AGHGHGHGHGH

sick of this shit yo

but for real how do you get credit? i've tried getting credit cards before but they deny da god

how do you build credit if you can't get any?

[Ghost1]

Fuckin gone



For you?

Best bet is to have sum little dirt babies....then leave the bish...then pay her support....not like youd have a choice lol....then they will attach ig to ur wages an report to the 3 major bureaus on a monthly basis...then after a decade u should be good to get a 500.00 credit on a diode couch at rent a center with a 27% APR like a bawse.

[Sicc]

yo rich priveleged ncg's to thread

how do you get credit?

point me in the right direction i don't understand this w**** people world man

had me sit and write down 10 references. nigga i don't even know 10 people. OH WE NEED 10 THO. aight you greasy FUCK. JOE DIRT. DIRTVILLE USA. PHONE NUMBER-555 6969

AGHGHGHGHGH

sick of this shit yo

but for real how do you get credit? i've tried getting credit cards before but they deny da god

how do you build credit if you can't get any?

Don't apply for any major credit cards. Apply for small ones. Also, don't apply to much cause everytime you get denied that comes up on your credit report. Small credit cards will help you start/build your credit. Just make sure you pay them on time and always pay a little more then your minimum balance. For a vehicle, if you need one that bad, I'd try "Credit Solutions". My boy went through them because he messed his credit up when he lost his job and they approved him. The interest rates are high but, he got a car at an affordable rate. Try and find shit you can order online that involves minor credit cards or any type of credit account and make sure you pay those on time as well. When I was younger, I started out with a cellphone and some little store line credit accounts. After a year or so, the cards minimum balance kept going up cause I always paid them on time and/or paid them quicker then expected by sending $10 or so extra beans more. Donever pay them off in one shot because that won't help build your credit.

Do you have a contract cellphone?
Have you been employed for more then 6 months?
Do you have an apt/house that you pay for monthly?

These are things they also look for/at when you attempt to apply for any type of loan/credit if you have no credit. Hope that helps, bruh.

[uh-oh]

Fuckin gone



For you?

Best bet is to have sum little dirt babies....then leave the bish...then pay her support....not like youd have a choice lol....then they will attach ig to ur wages an report to the 3 major bureaus on a monthly basis...then after a decade u should be good to get a 500.00 credit on a diode couch at rent a center with a 27% APR like a bawse.
for real tho

how do you get credit you FUCK

they were telling me i basically had no credit, not bad credit, just no credit.

so how does a person with no credit, get credit i don't understand this shit yo.

[Sicc]

Read my reply, bro. Shop around for minor credit cards. If you have a bank account. Try to get a small credit card through them. Or open a checking account with any kind of credit federal union. That will help you greatly.

[veritas]

DAVE RAMSEY UH OH.

DAVE RAMSEY.

[Sicc]

uh-oh

[uh-oh]

Don't apply for any major credit cards. Apply for small ones. Also, don't apply to much cause everytime you get denied that comes up on your credit report. Small credit cards will help you start/build your credit. Just make sure you pay them on time and always pay a little more then your minimum balance. For a vehicle, if you need one that bad, I'd try "Credit Solutions". My boy went through them because he messed his credit up when he lost his job and they approved him. The interest rates are high but, he got a car at an affordable rate. Try and find shit you can order online that involves minor credit cards or any type of credit account and make sure you pay those on time as well. When I was younger, I started out with a cellphone and some little store line credit accounts. After a year or so, the cards minimum balance kept going up cause I always paid them on time and/or paid them quicker then expected by sending $10 or so extra beans more. Donever pay them off in one shot because that won't help build your credit.

Do you have a contract cellphone?
Have you been employed for more then 6 months?
Do you have an apt/house that you pay for monthly?

These are things they also look for/at when you attempt to apply for any type of loan/credit if you have no credit. Hope that helps, bruh.

i have an apartment i pay monthly, i have a contract cellphone but its my sisters plan so i guess i don't have a contract cellphone. i've been employed since may.

they said they'd try and push it through, and the dude was obviously trying to get me in a car cuz he was lying for me in every bracket so i would get approved, and i still got denied.

i dunno yo, im gonna see if my boss can pull some strings, cuz we do alot of work for jdbyrider and they're like a buy here pay here place. but they're like a level up from the one i went to.

i went to straight dirtbagville and still got denied

actively talking myself out of robbing EVERYTHING

[veritas]

DAVE RAMSEY UH OH.

DAVE RAMSEY JAMES.

[billy12]

yo rich priveleged ncg's to thread

how do you get credit?

point me in the right direction i don't understand this w**** people world man

had me sit and write down 10 references. nigga i don't even know 10 people. OH WE NEED 10 THO. aight you greasy FUCK. JOE DIRT. DIRTVILLE USA. PHONE NUMBER-555 6969

AGHGHGHGHGH

sick of this shit yo

but for real how do you get credit? i've tried getting credit cards before but they deny da god

how do you build credit if you can't get any?

Word. Real talk though. You cannot establish a credit history without having credit, and you cannot get credit without a credit history. But if you work at it, this problem can be overcome. While you create a history, be sure your efforts will be reported to the credit bureaus. Use the credit history of a family member or friend to leverage yourself into credit in your own name. If you are added as a joint party or authorized user to another person's credit card, the lender may report the account's payment history on your credit report. If you have a checking account, ask your bank for overdraft protection (or cash reserve) privileges. With this feature added to your account, you can create credit by writing a check for an amount greater than the balance in your account (but not greater than the limit of your cash reserve line!). Alternatively, ask the bank for a small personal loan. As you repay these debts, you establish a credit history. Make sure the bank reports that history to the credit bureaus. Secured credit cards are also a good way to get started. Your credit line is secured by your deposit in the bank, minimizing the creditor's risk. For example, if you deposit $500 in the bank, you get a credit card with a maximum limit of $500. As you use the card and make payments, you establish a credit history. These cards have high interest rates, but your goal is only to charge what you can afford to repay. As you repay the debt, you establish a repayment pattern seen by other creditors. You may qualify for a department store charge card or gas card. Because these cards have lower credit limits and may be used only with the companies that issue them, the lending guidelines may be more liberal than those for major credit cards. If you still have difficulty obtaining credit in your own name, consider a collateralized or cosigned loan. With a collateralized loan, the item you pledge as collateral (such as a car) minimizes the risk to the credit grantor. With a cosigned loan, your cosigner is equally liable for the balance. Spreading the responsibility for repayment in this fashion minimizes the lender's risk. Successful repayment of these types of loans can then be used to establish your own credit history.

[Sicc]

Do you have any type of bank account/checking account?

Do you have any type of federal credit unions where you reside or with in 50 miles?

[uh-oh]

also SICC is good in my book. any who are his enemy are now mine. any attack on his person is a direct attack on me and i shall meet any attacks with a scorched earth policy

but word im gonna see what my bank can do, i'll look online and see about credit cards too i dont even know how them shits work tho. i'll just get one and buy a bottle of water every day and pay it monthly?

[veritas]

DAVE RAMSEY UHOH

GOOGLE HIM. LEARN FROM HIM. YOU ACTUALLY AINT AS BAD AS YOU THINK......

YOU ARE GOING DOWN THE WRONG PATH.

[Rawn MD]

uh-oh

im right there w u

bad credit, criminal records, sht i cant even get a bank account...

chex systems...

i done told u guys i couldnt get apt approved lol...

but, hey im a MD...so its all good

[uh-oh]

DAVE RAMSEY UH OH.

DAVE RAMSEY JAMES.

lol'd. i googled and its about debt help? i'm not in debt. i don't EXIST

but word if i had 110 dollars to throw away i would purchase his self help series or whatever it is.

[Sicc]

also SICC is good in my book. any who are his enemy are now mine. any attack on his person is a direct attack on me and i shall meet any attacks with a scorched earth policy

but word im gonna see what my bank can do, i'll look online and see about credit cards too i dont even know how them shits work tho. i'll just get one and buy a bottle of water every day and pay it monthly?

Nah, have to by something in the 100-300 dollar range and pay it off. That's how I started. I would by shit with in that price range and after 6 months, the card balance went up also boosting my credit score. Currently my credit score is a 780, wish higher but it is what it is. I pay everything on time and always send a little extra to go towards the principal.

[Ghost1]

Well uhoh uve lured all the absolute worst scum of this site into one thread now....i hope ur happy.



Mods...Aero this thread please.

[Sicc]

But seriously. Try "Credit Solutions", they are an angency that help people in your same situation get approved for vehicles. Google and give them a call, can't hurt to find out what you need to do, right?

[veritas]

uh oh...

IT IS THIS THINKING IN WHICH YOU ARE WRONG.


NOT EXISTING IS GOOD! SCREW DEBT. DO NOT GET CREDIT CARDS. PAY CASH FOR THINGS. LIVE WITHIN YOUR MEANS AND YOU WILL BE RICH. PLEASE.

[Sicc]

Seriously Bags ? I'm trying to be civil and help this guy out and you're just acting like a complete scumbag. Grow up, dude. You have a child, act like a man for once, faggot. I pitty that kid. Seriously. My beef with you was mild and nor do I care to continue it with you as I did it for pure entertainment. At 1st it was funny, now its stale and has gotten a little carried away, bro. Chill out.

[Sicc]

Hey mind assassin, this is america. With no credit, you'll never own shit. Sorry to break that news to you. But its true.

[uh-oh]

uh oh...

IT IS THIS THINKING IN WHICH YOU ARE WRONG.


NOT EXISTING IS GOOD! SCREW DEBT. DO NOT GET CREDIT CARDS. PAY CASH FOR THINGS. LIVE WITHIN YOUR MEANS AND YOU WILL BE RICH. PLEASE.

WORD MAN

but this line of thinking is whats got me in this predicament

i don't have the cash to buy a car outright. i have no car, and no way to work, i can take a bus like halfway there after checking all bus routes, but its like an hour walk after getting off the bus everyday

so i mean thats an option for last resort status

i need a vehicle tho asap.

[Ghost1]

Fig

Deal with your child

[Sicc]

Like I said, bruh. Try "Credit Solutions". Give them a call, I'm sure they can help & answer any questions you might have. They helped a good friend of mine out. He's happy. Good luck, dude.

[Sicc]

Hey Bags - I've never wanted to inflict any pain on another boarder before, EVER. You're pushing it, pal.

[Rawn MD]

yo credit consolidators or w/e aint worth sht

n uhoh aint got money to pay no one

im on my uhoh too at uh-oh

im tellin u u better than me w no rapsheet tho

[Ghost1]

Please mods.

For christ sake


Why will you never take aeros requests serious?


Close this thread.

[uh-oh]

Fig

TRY IT AND I'LL KILL YOU
Bags

BACK OFF OR ITS ON
Sicc

word, i went to there site and seen some only 50 dollars a month thing, i can't be getting MORE BILLS YO

[uh-oh]

Bags

get out of my thread

your good life choices are souring my company. you don't belong in here, leave.

[Sicc]

Fig

TRY IT AND I'LL KILL YOU
Bags

BACK OFF OR ITS ON
Sicc

word, i went to there site and seen some only 50 dollars a month thing, i can't be getting MORE BILLS YO

I feel you. At the same time, it may be a start to a new beggining for you as far as building your credit, you know? Have you attempted a "Loan Shark"? Interest rates are high but they give a few grand that maybe be good for a quick beater to last you a year or 2 until your able to get something new or save up for something better, dig?

[Rawn MD]

get em....


hey uhoh i cant even collect unemployment bc i owe them over 2 gs


i feels for u

[veritas]

walk if you have to. it is worth being free.

[Sicc]

Rawn MD - Bad credit and No credit can often be treated the same way, dude. You put yourself in that situation tho with poor decision making, bro.

[uh-oh]

walk if you have to. it is worth being free.
word

[Rawn MD]

poor decision making my ass

i wanted that advance, so i took it

idgaf bout payin it back, if i did i wouldnta taken high interest advance

i filed fraudulent claim bc i did it

aint no BAD in my decision making

[Rawn MD]

look uh-oh

this my plan

borrow whatever money u can from whatever lender..

lie, cheat, beg...

never pay back..cept people that u like, fuck a company

n file chapter 7..bankruptcy that sht

[StarFaggot]

Uh Oh the solution is easy. Get a cosigner, your mother perhaps.

Or go to a loan shark and get ass raped but you'll be able to pay for the car outright. I love taking advantage of people with terrible credit who want to do better.

[Sicc]

Yea, Loan Shark as I stated will be high as hell interest but they'll give you a few grand for something. Thanks for co-signing my advice there, Aero lol.

[Fig]

Fig

TRY IT AND I'LL KILL YOU
Bags

BACK OFF OR ITS ON
Sicc

word, i went to there site and seen some only 50 dollars a month thing, i can't be getting MORE BILLS YO

niggas out here with caps like they really bought that life

I'm a calm collected man though, and I will address you as one as well

If you choose to converse with my property, then it is at your own risk, however, don't look at me when he begins obsessively 'loling' at your posts, or rides your dick until it bends at right angles.

He will cling to you, and I will not be able to save you

May luck be with you my child

[Sicc]

That was gay as fuck, tho.


Lol @ stage 5 clingin' tho - Props.

[PancakeBrah]

walk if you have to. it is worth being free.

I found out I'm adopted.

Explain how this may have potentially effected my psyche.